Redefine What’s Possible for Your Financial Future

Expert financial guidance designed to help you take control, gain clarity, and create the life you envision.

Managing money can feel overwhelming—
especially when financial services aren’t
designed with you in mind.

But it doesn’t have to be this way.

At Zalucky Financial, we believe every woman deserves to feel confident and in control of her finances. 

I’m Roxy Zalucky, a Personal Financial Strategist with over 15 years of experience working on Wall Street and Bay Street, and I’m here to offer financial planning that’s transparent, client-focused, and tailored to your goals.

Whether you’re looking to gain clarity, save for a big dream, or build a secure foundation for your future, we’re here to help you take charge and make informed choices every step of the way.

While I have always considered myself fairly savvy at personal finance, Roxanne skilfully fine-tuned and optimized my investments to align perfectly with my specific life goals.

Roxanne's knowledge in finance has been so helpful in demystifying crucial money-related topics that I had been avoiding for quite some time.

I am considerably less stressed about the lingering financial questions that had been weighing on me. Thanks to Roxanne I’m no longer afraid to talk about money.

~ Mira

At Zalucky Financial, our consulting service covers every aspect of your financial wellness. This isn’t just about investments; it’s about building a strategy that works for your full financial picture.

With every decision, our advice is guided by one principle: what’s best for you and your financial future.

Here’s how we work together:

Holistic Financial Guidance

We’ll develop a practical plan to help you tackle debt efficiently, freeing you from financial stress and helping you build wealth with confidence.

DEBT REDUCTION & MANAGEMENT

You’ll discover exactly where your money is going and where it can work harder for you. We’ll identify ways to streamline expenses and find opportunities for greater savings, while still keeping the life you love.

Income and Expense Optimization

INVESTMENT & RETIREMENT PLANNING

Together, we’ll map out a customized strategy aligned with your goals, whether you’re starting to invest or fine-tuning your retirement plan for long-term security.

TAX STRATEGY
GUIDANCE

I’ll work with your CPA to help you understand and leverage tax strategies that maximize your earnings, so you can keep more of what you work hard for.

This ongoing consulting service adapts as your needs evolve, with flexible check-ins to ensure you have the right support at every stage.

Your journey is at the heart of everything we do, and we’re as committed to your success as you are.

With Roxy, in just three months, I saved more for my first home purchase than I've saved in the last five years.

…And that happened with just Roxy working with me to teach me financial basics and adjusting my perspective and approach!

~ Joy

Your Path to Financial Clarity

Our process is designed to give you personalized support, so you can confidently take charge of your financial journey:

  • STEP 1: DISCOVERY CALL

    Every journey begins with a conversation. Our no-pressure, no-obligation discovery call is a chance to explore your goals, understand your current situation, and see how we can support you. It’s a friendly first step toward the guidance you deserve.

  • STEP 2: PERSONALIZED STRATEGY SESSIONS

    We start with regular, tailored meetings that provide you with actionable steps to build clarity and confidence. As your financial journey evolves, we’ll continue with ongoing check-ins and support, ensuring you have the guidance you need every step of the way.

  • STEP 3: ONGOING SUPPORT & ACCOUNTABILITY

    We don’t just set you up and leave. We’re here for the long haul, providing regular check-ins, updates, and ongoing adjustments to keep you moving forward and feeling empowered.

I have been working with Roxy and I highly recommend her.

It's really hard to find good financial advisors who are not part of an institution (and hence, financial options are mostly tied to this institution, like a bank, etc).

I was going to accept my reality of managing my finances as something I'll need to do for myself when I stumbled on Zalucky Financial. Roxy asks me many thought-provoking questions about my past, current, and future relationship with money.

I (along with many women I know) are now in a generation where we've made money because of our own efforts. You may be great at saving and have a budget, but this is not enough. You have to have a long-term strategy on what you want to do with it and I cannot recommend Zalucky Financial enough.

~ Carrie

Meet Roxy Zalucky

Hi, I’m Roxy Zalucky, and I’m here to help you take control of your financial future.

With over 15 years of experience on Bay Street and Wall Street, I founded Zalucky Financial to offer women a better way to manage their money. After years of seeing women overlooked in traditional financial services, I knew it was time for a change.

My goal is simple: to give you the tools, knowledge, and confidence to build lasting wealth on your own terms. Together, we’ll tackle everything from income optimization and debt reduction to tax planning and retirement strategies. I’d love to work with you to help you achieve your financial goals.

Our Promise to You

  • Your Success is Our Priority

    At Zalucky Financial, you’re not just an account to us—your success is our success.

    We’re deeply invested in your dreams, goals, and journey, and we’re here to support you every step of the way.

    You can trust that every recommendation we make is designed with your financial success in mind.

  • Transparent, Flat-Fee Consulting Focused on You

    We believe that trust is built on transparency.

    That’s why we use a flat-fee structure, so you know exactly what you’re paying for, with no hidden fees or commissions.

    Our advice is always in your best interest, and we’re committed to providing unbiased, client-centered guidance that supports your goals.

  • Empowering You to Take Control

    We provide you with the tools, knowledge, and confidence to make informed financial decisions.

    Together, we’ll build a strategy that reflects your goals and values, ensuring you have the confidence to make empowered choices.

Frequently Asked Questions

  • Our services are designed for women who want a clearer, more empowered approach to managing their finances. Whether you’re a professional, a couple, or someone planning for the future, we tailor our strategies to fit your needs.

  • Traditional planners and advisors often focus on investments alone. But here, we take a holistic approach, looking at every aspect of your financial life—income, debt, retirement, and taxes. And because we’re fee-only, you can trust that our guidance is always in your best interest.

  • Our sessions are personalized and action-oriented. We’ll go over your current financial situation, set goals, and provide you with clear steps to take. Each session is designed to help you make informed, impactful choices.

  • It’s simple! Just click on the button below to book a time that works for you.

    We’ll reach out to confirm and provide any additional details you need.

Ready to Start?

Your journey to financial clarity and confidence begins here. Book a discovery call today, and let’s explore how Zalucky Financial can help you take control of your finances—on your terms.