Take Control of Your Money
and Get Budget Clarity

The Smart Budget from Zalucky Financial gives you instant insights into your spending, helps you reduce financial stress, and puts you in charge of your financial future.

Smart Budget $19.97

Tired of feeling like your finances are a mystery? With Smart Budget, you’ll finally have the tools to understand where your money goes and how to make it work for you.

It’s time to feel empowered and in control of your financial journey.

US$19.97

FRUSTRATED WITH COMPLEX
BUDGETING TOOLS?

Tired of watching your money disappear without knowing where it went?

Overwhelmed by budgeting apps that are more confusing than helpful?

You’re not alone.

Managing money shouldn’t feel like rocket science—that’s why I created the the Smart Budget to make it simple and effective.

There’s a simpler way to
manage your money.

No more juggling confusing apps or spreadsheets that feel like they need a user manual.

This spreadsheet was crafted with simplicity and impact in mind—so you can dive in and start seeing a clear picture of your finances, without the hassle.

See Where Every Dollar Goes—
Without a PhD in Math

Imagine having a clear view of your finances each month—without all the guesswork and wondering where your money went.

With the Smart Budget, you can:

  • Spot spending patterns effortlessly from one easy-to-use tab

  • Track your expenses and know exactly where you stand each month

  • Prioritize spending on things that bring you joy and focus on what truly matters

  • Make informed decisions that align with your financial goals

  • With just a few clicks, have a budget that works for you, not against you

WHO IS THE SMART BUDGET FOR?

The Smart Budget is designed for women who want to take control of their finances with ease and confidence.

It’s perfect for:

Professionals looking to
gain clarity over their
cash flow

Ideal if you’re balancing a busy career and want a straightforward tool to track your spending and savings.

Couples who want a simple way to manage joint expenses

Whether you’re merging finances or keeping them separate, this spreadsheet helps you track household expenses with ease.

Women saving for big goals like travel, a home, or retirement

Easily see how much you can contribute toward savings goals and feel more secure about your financial future.

Budgeters tired of complicated apps and spreadsheets

No more multi-tab overwhelm—this spreadsheet offers a clear, single-page view of your finances.

Moms and families ready to organize their household budget

Perfect for tracking everything from groceries to childcare, so you know exactly where your money is going.

Anyone who wants to feel more in control of their money

If you’ve ever felt lost or anxious about your finances, this tool will help you take the reins and see a clear path forward.

Side hustlers and
freelancers managing irregular income

Track fluctuating earnings with ease, so you always know what’s coming in and going out.

Built for Real Life, Designed for You

I know there are countless budgeting tools out there, but I created this to address what I felt was missing: a budget spreadsheet that’s both simple and impactful.

This tool is for you if:

  • You’ve tried other spreadsheets or apps but found them too complex or overwhelming.

  • You want something that helps you track your finances without diving into a million tabs or fields.

  • You’re ready to feel more in control of your money and see a clear path forward.

SMART BUDGETERS SAY…

The Smart Budget Spreadsheet gave me real visibility into where my money goes, allowing me to manage my spending more effectively.

I learned that I can save more than I ever realized, and it’s made a big difference in how I approach my finances.

~ Ava

Using the Smart Budget Spreadsheet has been an eye-opening experience! Before starting, I felt like I had a reasonable idea of how we spend, but I knew there was room for improvement.

Although it felt a bit overwhelming at first, this spreadsheet gave us the push we needed to dive in. Now, we're seeing the areas where changes are worth making, and we're excited to keep using it to stay on track.

~ Chandni

Working with Roxy and filling out the worksheet helped me develop a clearer understanding of my financial position and capabilities.

The Smart Budget worksheet was straightforward and easy to fill out. It was a great first step to working through goal setting and building the best portfolio possible, catered towards my particular needs and personal ambitions.

~ Jenna

Hi, I’m Roxy.

I’m a financial expert who spent 15 years on Bay Street and Wall Street—now I’m on a mission to help women take control of their finances. I launched Zalucky Financial to offer straightforward, no-commission consulting that prioritizes education and empowerment.

I’ve seen too many smart women be underestimated by the financial industry, so I’m here to change the game. 

My goal is to help women maximize their wealth and make confident financial decisions. With the Smart Budget  you’re not just getting a budget spreadsheet—you’re gaining a partner dedicated to your financial success.

WHAT YOU’LL GET

This isn’t just a spreadsheet; it’s a way to take charge of your financial story. Here’s what makes it unique:

Track the things that matter to you. Whether it’s groceries, entertainment, or something else, you can adjust categories to fit your life.

Customizable Categories

No need to figure it out alone. When you purchase, you’ll get a simple setup guide, plus a video that walks you through how to use the spreadsheet like a pro.

Guided Setup and Support

Update your spending each month, and watch as the spreadsheet helps you identify trends and make smarter financial choices.

Ongoing Insights

You’ll receive both Google Sheets and Excel files. Open in your preferred format and start budgeting with ease.

Multiple Formats

US$19.97

Got Questions? I’ve Got Answers.

We know budgeting can feel overwhelming, and you may have a few questions before diving in. Check out our FAQ to find answers to some of the most common questions about the Smart Budget.

  • This spreadsheet is perfect if you’re looking for a simple, effective way to manage your finances without getting overwhelmed. It’s designed for anyone who wants a clear overview of their income, expenses, and savings, even if you’re new to using spreadsheets. Whether you’re new to budgeting or just need a straightforward tool to gain financial clarity, this spreadsheet can help you stay on top of your money.

  • Yes! The Smart Budget is fully compatible with both Excel and Google Sheets. You can easily open and use it in either program, so you can work with whichever platform you prefer.

  • Not at all! This spreadsheet is designed to be very user-friendly, even if you’re a total spreadsheet beginner. You’ll receive a setup guide and video tutorial that walks you through each step, so you’ll feel confident using it right from the start. It’s all about making budgeting as simple and approachable as possible.

  • Absolutely! The spreadsheet includes customizable categories, so you can tailor it to match your specific expenses and financial goals. Whether you want to track groceries, entertainment, or unique categories like pet food expenses, you can adjust it to fit your lifestyle.

  • Yes, it’s flexible enough to work for individuals, couples, or families. You can use it to track joint expenses, household budgets, or individual spending. It’s designed to adapt to your needs, so you can manage your finances together or separately, whatever works best for you.

  • As soon as you complete your purchase, you’ll receive an email with a download link and easy-to-follow instructions. You’ll be able to start using the spreadsheet right away, so you can dive into budgeting whenever you’re ready.

  • I’m here to help! You’ll get access to a setup guide and video tutorial that covers everything you need to know. If you have additional questions, you can always reach out via email at roxy@breakingbayst.com, and I’ll be happy to assist you.

  • No, the spreadsheet is flexible. You can track as much or as little detail as you want. If you prefer high-level budgeting, that’s totally fine. And if you want to dig into the details, the spreadsheet is set up to handle that, too. It’s all about what works best for you.

  • Yes, you can access the budget on your phone or tablet as long as you have the Google Sheets or Excel app installed. While it’s easiest to use on a computer, the mobile-friendly format means you can check in on your budget anytime, anywhere.

  • The Smart Budget was designed with simplicity and clarity in mind. Unlike other tools that overwhelm you with multiple tabs and endless tables, this spreadsheet focuses on providing just the right amount of information to help you understand your finances without feeling lost. Plus, it’s crafted by a financial expert who understands the challenges women face in budgeting and managing money, so it’s tailored to meet those unique needs

  • No problem! If you have any additional questions, just send an email to roxy@breakingbayst.com. We’re here to help and will get back to you as soon as possible with the information you need.

Ready to Change
How You See Your Finances?

This isn’t just a budget spreadsheet—it’s a step toward understanding your finances and taking control of your future. You’re not alone on this journey.

With the Smart Budget, you have a tool that makes budgeting feel simple, clear, and actually enjoyable.

Get Yours for Just $19.97

Still unsure? Remember, you’re investing in clarity, control, and a better financial future. Take the first step today. Your financial clarity awaits. Let’s do this together.